What You MUST Know About Chime Bank (2021)

Now in today's video, we are looking at CHIME Bank! I hope you enjoy the video and any questions let me know!

Join Chime: member.chime.com/join/carterfarr 

Here are few things more annoying in my life than recurring, nominal bank fees. I find it amazing that few things can rile us up more than looking over a bank statement and finding a $9.99 monthly charge.

Good thing then, that Chime–a new platform that is backed by Bancorp Bank (and FDIC insured)–offers checking, savings, and debit card accounts… fee-free.

Before you decide to start an account with Chime Bank, look over the fine print. In this article, I’ll review Chime Bank in detail, so you can determine if it’s right for you or not. Let’s start with learning more about Chime itself.

What Is Chime?

Many of us are getting fed up with traditional banks. Banking is something that we need to have access to, but the associated fees and other nuisances that go along with it are less than desirable.

Chime Bank is an online or “mobile-only” bank that offers you an alternative to traditional banking methods. If you are sick of having to pay high fees or if you don’t want to deal with overdrafts, then you might be interested in this banking method.

It makes things convenient and offers you a streamlined service that’s easy to understand. 


Avoid fees


No foreign transaction fees

Lots of ATMs

Simple direct deposit


Depositing cash

Customer service

The interest rate isn’t great for savings

No physical branches


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